:root {
  --ink: #1F1A4D;
  --ink-2: #4A4570;
  --ink-3: #7A7697;
  --sun: #FFC53D;
  --sun-2: #FFE29A;
  --sun-3: #FFF3D1;
  --green: #14B86A;
  --green-2: #0E8F52;
  --green-3: #DDF6E9;
  --red: #D6453D;
  --red-3: #FDE7E5;
  --paper: #FFFDF7;
  --card: #FFFFFF;
  --line: #ECE6D6;
  --radius: 18px;
  --shadow: 0 1px 0 rgba(31,26,77,.06), 0 8px 24px rgba(31,26,77,.07);
  --head: "Fredoka", "Lexend", system-ui, sans-serif;
  --body: "Lexend", system-ui, -apple-system, "Segoe UI", sans-serif;
}
* { box-sizing: border-box; }
html { -webkit-text-size-adjust: 100%; }
body { margin: 0; background: var(--paper); color: var(--ink); font: 17px/1.6 var(--body); }
img, svg { max-width: 100%; }
a { color: var(--ink); text-decoration-thickness: 2px; text-underline-offset: 3px; text-decoration-color: var(--sun); }
a:hover { text-decoration-color: var(--green); }
h1, h2, h3 { font-family: var(--head); font-weight: 600; line-height: 1.15; letter-spacing: -0.01em; margin: 0 0 .5em; }
h1 { font-size: clamp(34px, 7vw, 58px); }
h2 { font-size: clamp(26px, 4.6vw, 38px); }
h3 { font-size: 22px; }
p { margin: 0 0 1em; }
.wrap { max-width: 1080px; margin: 0 auto; padding: 0 20px; }
.narrow { max-width: 720px; }
.skip { position: absolute; left: -999px; }
.skip:focus { left: 12px; top: 12px; background: #fff; padding: 8px 12px; z-index: 99; }

/* header */
.top { position: sticky; top: 0; z-index: 20; background: rgba(255,253,247,.92); backdrop-filter: saturate(1.4) blur(10px); border-bottom: 1px solid var(--line); }
.top .wrap { display: flex; align-items: center; gap: 16px; height: 64px; }
.brand { display: flex; align-items: center; gap: 10px; text-decoration: none; font-family: var(--head); font-weight: 600; font-size: 24px; color: var(--ink); }
.brand img { width: 38px; height: 38px; border-radius: 10px; }
.brand b { color: var(--green-2); font-weight: 700; }
.top nav { margin-left: auto; display: flex; gap: 18px; align-items: center; }
.top nav a { text-decoration: none; font-weight: 700; font-size: 16px; }
.top nav .hide-sm { display: none; }
@media (min-width: 720px) { .top nav .hide-sm { display: inline; } }

/* buttons */
.btn { display: inline-flex; align-items: center; justify-content: center; gap: 8px; min-height: 52px; padding: 0 22px; border-radius: 999px; border: 0; cursor: pointer; font: 700 18px/1 var(--body); text-decoration: none; background: var(--ink); color: #fff; transition: transform .08s ease, box-shadow .2s; box-shadow: 0 4px 0 #0D0A2E; }
.btn:active { transform: translateY(3px); box-shadow: 0 1px 0 #0D0A2E; }
.btn.sun { background: var(--sun); color: var(--ink); box-shadow: 0 4px 0 #D99A0B; }
.btn.sun:active { box-shadow: 0 1px 0 #D99A0B; }
.btn.green { background: var(--green); color: #fff; box-shadow: 0 4px 0 var(--green-2); }
.btn.ghost { background: transparent; color: var(--ink); box-shadow: inset 0 0 0 2px var(--ink); }
.btn.ghost:active { transform: none; }
.btn.small { min-height: 42px; padding: 0 16px; font-size: 16px; }
.btn.block { width: 100%; }
.btn[disabled] { opacity: .5; cursor: default; }
.top .btn { min-height: 42px; font-size: 16px; padding: 0 16px; box-shadow: 0 3px 0 #0D0A2E; }

/* landing */
.hero { padding: 48px 0 40px; overflow: hidden; }
.hero .wrap { display: grid; gap: 36px; align-items: center; }
@media (min-width: 900px) { .hero .wrap { grid-template-columns: 1.15fr .85fr; } .hero { padding: 72px 0 64px; } }
.eyebrow { display: inline-block; background: var(--sun-3); border: 1px solid var(--sun-2); border-radius: 999px; padding: 6px 14px; font-weight: 700; font-size: 15px; margin-bottom: 18px; }
.hero h1 em { font-style: normal; background: linear-gradient(transparent 62%, var(--sun) 62%); }
.lede { font-size: 21px; color: var(--ink-2); max-width: 34em; }
.cta-row { display: flex; flex-wrap: wrap; gap: 14px; margin: 26px 0 18px; }
.trust { display: flex; flex-wrap: wrap; gap: 8px 18px; padding: 0; margin: 0; list-style: none; font-size: 15px; color: var(--ink-2); font-weight: 700; }
.trust li::before { content: "✓ "; color: var(--green); }
.phone { justify-self: center; width: min(340px, 100%); background: var(--ink); border-radius: 38px; padding: 12px; box-shadow: 0 30px 60px rgba(31,26,77,.25); transform: rotate(2deg); }
.phone .screen { background: var(--paper); border-radius: 28px; padding: 18px; }
.section { padding: 56px 0; }
.section.alt { background: var(--sun-3); border-top: 1px solid var(--sun-2); border-bottom: 1px solid var(--sun-2); }
.grid3 { display: grid; gap: 18px; }
@media (min-width: 760px) { .grid3 { grid-template-columns: repeat(3, 1fr); } }
.card { background: var(--card); border: 1px solid var(--line); border-radius: var(--radius); padding: 22px; box-shadow: var(--shadow); }
.card .num { display: inline-grid; place-items: center; width: 40px; height: 40px; border-radius: 50%; background: var(--sun); font: 700 20px var(--head); margin-bottom: 12px; }
.states-grid { display: grid; grid-template-columns: repeat(auto-fill, minmax(150px, 1fr)); gap: 8px 16px; padding: 0; list-style: none; }
.states-grid a { font-weight: 700; }
.faq details { border-bottom: 1px solid var(--line); padding: 14px 0; }
.faq summary { cursor: pointer; font-weight: 700; font-size: 19px; }
.faq details p { margin: 10px 0 0; color: var(--ink-2); }
.note { background: var(--sun-3); border-left: 5px solid var(--sun); padding: 14px 16px; border-radius: 10px; font-size: 16px; }
.note.green { background: var(--green-3); border-color: var(--green); }
.note.red { background: var(--red-3); border-color: var(--red); }
.foot { padding: 36px 0 60px; color: var(--ink-2); font-size: 15px; border-top: 1px solid var(--line); }
.foot .cols { display: flex; flex-wrap: wrap; gap: 10px 22px; margin-bottom: 14px; }
.foot a { font-weight: 700; }
.prose h2 { margin-top: 1.4em; }
.prose ul, .prose ol { padding-left: 1.2em; }
.prose li { margin: .35em 0; }
.crumbs { font-size: 15px; color: var(--ink-3); margin: 22px 0 6px; }
.facts { display: grid; gap: 12px; margin: 18px 0; }
@media (min-width: 700px) { .facts { grid-template-columns: 1fr 1fr; } }
.facts .card h3 { font-size: 19px; margin-bottom: 6px; }
.tag { display: inline-block; font-size: 13px; font-weight: 700; padding: 3px 10px; border-radius: 999px; background: var(--green-3); color: var(--green-2); }
.tag.grey { background: #EEE; color: #555; }

/* meter (shared by app + hero mock) */
.meter { position: relative; width: 210px; height: 210px; margin: 0 auto; }
.meter svg { width: 100%; height: 100%; transform: rotate(-90deg); }
.meter .track { stroke: var(--sun-2); }
.meter .bar { stroke: var(--green); transition: stroke-dashoffset .6s cubic-bezier(.2,.8,.2,1); }
.meter .center { position: absolute; inset: 0; display: grid; place-content: center; text-align: center; }
.meter .big { font: 700 58px/1 var(--head); }
.meter .of { font-weight: 700; color: var(--ink-2); font-size: 16px; }